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Loan Products

Condo Analysis Program

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Loan Products

2-1 Buydown Program

2-1 Buydown Program Fixed-rate financing: This is not an Adjustable-Rate Mortgage (ARM) where the rate

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Loan Products

Arriving Home

Arriving Home Standard fixed-rate second mortgage loan to eligible first-time homebuyers who: Meet

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Loan Products

USDA Home Loan

USDA Home Loan 100% Financing with Fixed Interest Rate 1% One Time USDA Guarantee Fee may be included

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Loan Products

FHA Home Loan

FHA Home Loan 3.5% Minimum Down Payment; May be gifted from a relative Owner-Occupied Purchase or

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Loan Products

State Bond – PHFA

State Bond – PHFA We offer the PHFA K-Gov with Advantage Assistance program. Primary residences

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Loan Products

Jumbo

Jumbo Competitive jumbo rates and potential second-mortgage solutions which may improve rates and avoid

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Loan Products

Conventional Home Loan

Conventional Home Loan Purchase or Refinance 1-4 Unit Primary Residence 3.0% Minimum Down Payment

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Loan Products

Makeover Mortgage Renovation Loans

Makeover Mortgage Renovation Loans FHA 203 (k) 3.5% minimum down payment

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Loan Products

HMA Cash Buyer Edge

CASH BUYER PROGRAM. Increase your buying power & chances to win your dream home with a winning

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Loan Products

Platinum Pre-Approval

Platinum Pre-Approval HMA will fully-underwrite a buyer’s credit file and issue a credit

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Loan Products

Veteran’s Administration Home Loan

NO Down Payment | No Cash Reserves Requirements NO Application Fee NO Monthly Mortgage Insurance

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